Beginning Farmer Funding Roadmap Checklist

Ask the lender, agency or advisor for their exact list. This one covers the common ground.

• Write a one-page description of what you will grow or raise and who will buy it
• Build a simple startup budget and first-year cash flow
• Visit your local FSA office and ask about beginning farmer options
• Ask your county extension office about workshops and mentors
• Talk with a commercial lender and a Farm Credit association
• Start keeping farm records now, even before sales
• Look into land options: lease, lease-to-own, purchase, shared use
• Ask each lender what would make your application stronger
• Plan insurance and an emergency fund

Last reviewed: November 12, 2026. See also related guides.