Farm Loan Package Checklist

Ask the lender, agency or advisor for their exact list. This one covers the common ground.

• A one- or two-page description of the operation and what the loan is for
• Recent balance sheet: what you own and what you owe
• Several years of tax returns and recent income and expense records
• Cash flow projection for the coming year with assumptions written down
• Production history and yields, if you have them
• List of equipment, land and livestock with titles and any existing liens
• Insurance coverage summary
• List of existing debts: lender, balance, rate, payment, maturity
• Identification and entity paperwork (LLC, partnership, trust)
• A short list of questions for the lender

Last reviewed: November 12, 2026. See also related guides.