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Lease versus buy comparison

Compare total cash cost over the same number of years, then think about the things a calculator cannot see.

Lease versus buy comparison

Total cost to buy
Total cost to lease
Difference

The starting numbers are placeholders so you can see the layout. They are not quotes, rates or recommendations. Replace them with your own figures.

The formula

buy cost = down payment + (loan payments over the years) + (maintenance × years) − resale value, using a loan of (price − down payment) paid monthly over the same years. Lease cost = (lease × years) + (maintenance × years).

Sources and official links

Last reviewed: November 12, 2026. Runs in your browser. Nothing you type is stored or sent.